Jun 26 2020

Construction insurance brokers Construction insurance brokers

Construction insurance brokers


Welcome to ELM Insurance!

Leaders in Bonding & Commercial Insurance

At ELM Insurance, we offer insurance resources and construction bonds in various provinces throughout Canada and our services feature a client-specific approach that provides our customers with the best possible value.

We take the time to understand the factors that affect your risks, performing comprehensive research to locate dependable policies on your behalf.

Personal Insurance

Business Insurance

Construction Insurance

Construction Bonds

  • Bid Bonds
  • Agreements to Bonds (Consents to Surety)
  • Performance Bonds
  • Labour and Material Payment Bonds
  • Supply Bonds
  • Maintenance Bonds
  • Getting Started Bond Kit


While there are many insurance brokers, there are select few brokers that specialize in surety. Because of its dedicated staff that is focused in this specialized area, Elm is best able to deliver to its contractor clients.

Michael Lanzillotta
Intact Insurance Company
Surety Manager, Specialty Solutions

Working with the ELM Insurance team has been and will continue to be an absolute pleasure. With their vast experience and knowledge of the insurance industry, I feel that I am always pointed in the right direction.

Elm Insurance has been providing our company with exceptional all-encompassing commercial insurance services for 10+ years. In our experience with Elm, they have been extremely consistent, and very attentive to our individual.

Spencer Lavis
Cambria Design Build
Commercial/Industrial General Contractor

We have worked with ELM Insurance for the past two decades and we have had the benefit of working with their knowledgeable and helpful staff. Any and all insurance inquiries whether job specific or in general have been.

Daniel Aquino – President
Aquicon Construction Co. Ltd.

I am writing to express our very positive assessment of ELM Insurance Brokers Inc. With multiple staff all knowledgeable and experienced in their fields of practice, they are consistently able to deliver the needed .

Jim Lazenkas
Manager, Specialty Solutions (Surety)
Intact Insurance

We established our relationship with Elm Insurance Brokers since SKYGRiD Construction was founded. We found early on that their approach in looking for solutions by being dedicated and creative, as well as their passion.

Fernando Tito
SKYGRiD Construction

I just wanted to send a note to say that I am continually impressed by the excellent service that ELM Insurance provides. Any time I have had questions or issues Matt and the team at ELM have been there to help quickly.

Mike Di Girolamo

Working alongside Elm Insurance during the process of attaining insurance has been such a pleasant experience. Elm insurance worked diligently towards finding out which policy best suited our business’s needs.

Antonio Ienco
Co-Founder & Chair
Vaughan Film Festival

It’s been seven years since I started managing the working relationship with ELM Insurance Brokers and I can honestly say I am proud to have Lou, Naz, Matt and the rest of the staff as business partners.

Luis Mesia MBA, B.Eng., CIP
Senior Account Executive-Ontario Region

It has been an absolute pleasure dealing with ELM insurance brokers! They always respond to our inquiries in a timely matter, they are always looking out for our best interests, and for the right product to match our needs.

Stephanie Roberti & Giovanni Rea

ELM’s team of professionals is committed to being solution and detail-oriented, earning them respect and loyalty from clients and the insurance industry. Travelers Canada is proud to have worked with ELM .

Franco Rasetta
Regional Underwriting Director, Contract Surety
Travelers Canada

ELM has been providing both personal and business insurance services, including construction bonding to Accel for over 4 years. Their level of service and attention to detail has made it a pleasure working with them.

Anthony Corsetti
Accel Construction Management

We have had the pleasure of working closely with ELM Insurance Brokers since the inception of Trisura in 2006. On a personal level however, I have been doing business with Lou Civichino and his family for over 25 years.

Mike George
President & CEO
Trisura Guarantee Insurance Company

Working with ELM insurance was a great pleasure! My husband and I were looking into insurance for our first home and knew very little about insurance and what was needed. Our broker, Matthew Civichino was very knowledgeable.

Daniel & Leanne Greco

Just fill in the form below
and receive a FREE Quote and Consultation. We’ll have one of our knowledgeable expert’s call you back and guide you in the right direction to ensure you get the best coverage at a competitive price.


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