Cheap ny auto insurance
Cheap ny auto insurance
Top 5 Cheapest Car Insurance Companies in NY State
It turns out that it’s not just a clever advertising slogan, you really can save some money with GEICO. For this study, GEICO’s rates came in at about $800 a year, or around $66 a month. Not bad, right? This is just a little over half of the state average. This puts GEICO at number one for low rates. You might be able to shop around and find an insurer that charges you even less, but in terms of median rates offered, it’s hard to get cheaper insurance than GEICO.
USAA comes in second with average annual rates around $845 for this study. Note that not everyone will be able to get coverage through USAA, however. The provider is a specialty insurer covering military people and their families. This includes those currently serving, and retired military veterans. If you have ever served, or if you have a veteran or someone currently serving in your family, it’s worth seeing what sort of rates USAA can offer you.
At around $905 a year, Erie will run you about a hundred dollars more than GEICO a year on average. But again, we’re only looking at medians here. It’s worth getting quotes from every insurer on this list in order to see what sort of discounts you might qualify for.
Allstate’s median rates for this study come in at about $970 a year or $80 a month. Allstate is currently the second largest insurer in its category in the US. As a bonus, Allstate sponsors sporting events like the Allstate Sugar Bowl. So if you are a sport’s fan, and may feel self-assured watching your insurance company’s name being flashed across the ESPN channel every time you tune in, then this is the provider for you.
Central Mutual offers rates around $1,270 a year, which will save you a couple hundred on the state average for this study, but will cost you around $300 more per year than the provider coming in fourth place, Allstate.
GEICO ranks as the most affordable insurance provider on the list, but that doesn’t mean that you should just call them up and take whatever they’ll give you. For the rates listed above, we’re only looking at middle aged men with clean driving records. Central Mutual offers discounts for young drivers enlisted in the teenSMART Driver Safety Program and Allstate offers discounts for students who turn in good grades. Shop around, get some quotes, and see who offers the cheapest insurance for you.