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Cut Your Premium, Not Your Coverage.

With Allstate, you’ll enjoy quality protection and a variety of auto insurance discounts. Your lifestyle, driving habits and policy management preferences are just a few of the many factors considered when determining what discounts are available to you.

Featured Discount

Vehicle Discounts

A shiny new set of wheels can help you lower your car insurance rates. Your car’s safety features could also help you spend less on auto insurance. Explore all the vehicle discounts from Allstate:

  • Passive restraint discount

If your car came from the factory with airbags and motorized seatbelts, you could save up to 30%.

  • Anti-lock brake discount
    When your car is equipped with anti-lock brakes, you’ll score a 10% discount.
  • Anti-theft device discount
    Secure more savings with an anti-theft device in your car up to 10%.
  • New car discount
    Save up to 30% if you’re the first owner of the vehicle and your car is only two years old.
  • Economy car discount
    You could save some green for driving green. Insuring an economy car could help you earn up to a 10% off your premium.
  • Utility discount
    Save up to 15% when you own a utility vehicle with a model year of 2002 and prior.
  • Farm vehicle discount

    Save up to 10% when you vehicle is used primarily for farm or ranch work.

  • Policy Discounts

    From the way you pay your bill to purchasing additional insurance from Allstate, your policy management style can help you save money. Discover the available policy discounts:

    • EZ pay plan discount

    Save up to 5% on auto insurance when you set up automatic withdrawal.

  • eSmart discount
    Sign up for ePolicy a convenient way to view all your insurance documents online and save up to 10%.
  • FullPay discount
    Save up to 10% when you pay your policy in full.
  • Auto/Life Discount
    Enjoy a discount on your auto insurance when you purchase a life insurance policy.
  • Multiple policy discount
    Save up to 10% on your auto insurance when you purchase a home or renters policy.
  • Early Signing Discount
    Save up to 10% when you sign your policy seven days before it becomes effective.
  • Good payer discount

    Save up to 5% if you did not receive a cancellation notice for non-payment during the past 12 months.

  • Lifestyle Discounts

    You could already be eligible for discounts that can help make your auto insurance more affordable. See the ways your lifestyle can help you save:

    • Senior adult discount

    Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.

  • 55 and retired discount
    Drivers who are at least 55 years old and not actively seeking full-time employment can save up to 10%.
  • Resident student discount
    Enjoy up to 35% off your premium if you have a child attending school at least 100 miles away from where your car is garaged.
  • Good student discount

    All those A’s can add up. Single, full-time students under the age of 25 can save up to 20% for getting good grades.

  • Driving Discounts

    If you have a history of safe driving habits or proactively develop your safe driving skills, you could be rewarded with auto insurance discounts. Check out the discount rewards Allstate offers:

    Save up to 22% for driving 3 years without any violations or accidents.

  • Premier plus discount
    Save up to 35% for driving 60 months without any violations or accidents.
  • Safe drivers discount
    Your safe driving habits could save you up to 45% on car insurance.
  • teenSMART discount
    Save up to 10% when your teen successfully completes the teenSMART driver education program.
  • Defensive driver discount

    Drivers who are 55 years old, have completed six or more hours of defensive driving courses and have no violations and no at-fault claims can save up to 10%.

  • Talk to an agent to learn more about these auto insurance discounts.

    Savings For Teen Drivers.

    There are lots of ways for teen drivers to earn discounts on auto insurance with Allstate. From good student discounts to rewards for defensive driving programs, your teen’s car insurance premium could be less expensive than you think.

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